MoneyMonkey is a young FinTech company that provides online lending services.
Monkey symbolizes Speedy, Flexible and Smart, and that perfectly echoes our vision to provide Speedy, Flexible and Smart loan services.Lending institutions should aim to help clients with their dreams and help with their needs. MoneyMonkey is a young and passionate team, with talents in Finance and Technology. We hope to leverage our knowledge and experience in Fintech to provide fast, low-rate and personalized loan experience, establish trust from clients and eventually build a better prospect of the industry.
MoneyMonkey believes that today's loan services are dominated by money lenders to decide how much and how long borrowers must repay. However this often fails to cater for the borrower's needs. MoneyMonkey stands in the loan market with the new mindset. We think from client’s perspective with customized repayment and flexible tenor as our core selling points so that customers can repay the loan according to their repayment ability with the shortest repayment period, saving unnecessary interest expenses.
Traditional money lenders shift the high operating costs, including rental cost, salaries, and advertising fees, to borrowers, which ultimately causes a rise in the interest rates. MoneyMonkey provides a purely online lending services, which greatly reduces the cost from operating a branch and hiring more staff. The interest is therefore reduced. Also, MoneyMonkey's flexible repayment period concept also enables borrowers to settle their loans within the shortest period, saving customers a lot of unnecessary interest expenses!
Financial technology (also known as FinTech) refers to new tech that seeks to improve and automate the delivery and use of financial services. As a Fintech company, MoneyMonkey is committed to optimizing every aspect of applying for loans and after-sales services by technology, improving the deficiencies of traditional money lenders, and enabling customers to enjoy more convenient and efficient loan services.